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Risk Management in Banking

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Risk Management in Banking


Vividh Bansal



Vividh Bansal "Risk Management in Banking" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-6, October 2021, pp.1352-1359, URL: https://www.ijtsrd.com/papers/ijtsrd47650.pdf

“Risk” and “Banking” are moving together with most of the latter is somehow involving a very high amount of former and ways and means from time to time have been evolved to let go the risk by introducing strict norms, in the form of security-items and guidelines, which are changing with the perception of the people, at times volatile and highly correlated, with public opinion and leadership involved in decision-making of policies. Basic question is why it is important? Answer is tough but if we go deep down banking is all about money and money is one of the most important parts of an economy which both on macro and micro parts involves nation, people and at the very base - a human. In this paper I will try to relate ‘risk with banking’ by categorising risk into various sub-parts and assigning weight ages to the banking channels and then comparing and trying to classify policies and best practices going on with the practices available and going on in India. ‘Monetary policy’ is a very difficult part to deal with and it is dealt with central institutional structure involving governing bodies operating in tandem with each other at international level as well as local level. Role of media today has also become critical as Banks at time have suffered from ‘run’ in which sensitization of subject by media becomes critical and influenced opinions can be detrimental to the stability of economy which is directly related to the stability of financial institutions.

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IJTSRD47650
Volume-5 | Issue-6, October 2021
1352-1359
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

International Journal of Trend in Scientific Research and Development - IJTSRD having online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International Journal which provides rapid publication of your research articles and aims to promote the theory and practice along with knowledge sharing between researchers, developers, engineers, students, and practitioners working in and around the world in many areas like Sciences, Technology, Innovation, Engineering, Agriculture, Management and many more and it is recommended by all Universities, review articles and short communications in all subjects. IJTSRD running an International Journal who are proving quality publication of peer reviewed and refereed international journals from diverse fields that emphasizes new research, development and their applications. IJTSRD provides an online access to exchange your research work, technical notes & surveying results among professionals throughout the world in e-journals. IJTSRD is a fastest growing and dynamic professional organization. The aim of this organization is to provide access not only to world class research resources, but through its professionals aim to bring in a significant transformation in the real of open access journals and online publishing.

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